A great way to save money is by purchasing gift cards. You purchase an electronic gift card on your mobile and receive cashback instantly. There are certain places where I only ever pay with a gift card now, particularly restaurants. I often visit Harvester and Toby Carvery, and when the bill comes, I buy a gift card to pay and save somewhere between 10% and 14%. You can often find up to 5% at the major supermarkets as well. I often buy a £100 Tesco gift card with a 5% discount and add it to my Apple Wallet and use it to pay every time I shop there. A 5% discount on all of your grocery shopping over the year can be a huge saving.

There are numerous providers, but I’ve found that cheddar and everup tend to be the best overall, with higher cashback and more popular retailers. With everup, they also give you coins you can use to play games to win up to £750. I’ve never won more than 12p but it’s a bit of free fun.
If you sign up to cheddar using my referral link, we both get £3.
If you sign up to everup using my referral link, you’ll get 10 million coins, and I’ll get £5 and 5 million coins.